Take the time to understand your options, so that you are fully aware of what products are available and what protection is available to protect your personal assets. Telamon Insurance & Financial Network representatives will work closely with you to know and understand your personal insurance needs. Insurance coverage for your home or other personal effects need not be expensive. A thorough review can sometimes reduce the costs without compromising the coverage.
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High-Value Home Insurance
Telamon's approach to homeowner insurance offers you:
– Broader, more responsive coverage designed for high-value homes
– Special policies for condominiums/co-ops, vacation homes, and city homes
– More knowledgeable service, from initial appraisals to handling claims
When you've invested in a home with distinctive or custom features, consider the homeowners insurance solution from Telamon Insurance & Financial Network.
The personal auto policy provides protection under four coverage parts.
1) Liability coverage is a single limit (some companies optionally offer split limits)
2) Medical payments cover expenses incurred within three years
3) Uninsured motorist coverage is available, and underinsured motorist coverage may be added by endorsement
4) Physical damage coverage is a single insuring agreement, with collision loss included if specified.
Telamon Insurance & Financial Network provides umbrella or personal excess liability coverage, over and above the liability insurance provided in the underlying automobile, homeowners, and watercraft policies. We can provide additional liability protection as long as you (1) maintain certain minimum liability limits on your underlying policies, and (2) you meet our underwriting guidelines.
In order to provide umbrella liability coverage, Telamon Insurance & Financial Network must write all of the underlying policies.
When you pay your premium, part of it goes into a cash reserve and accumulates—tax-deferred. You can generally access this cash reserve at any time, for any purpose. It can be used for things like education expenses, retirement income, and many other needs. It also remains in force during the insured's entire lifetime, provided premiums are paid as specified in the policy.
At Telamon Insurance & Financial Network, we understand that your vacation can take a year to save for, but only a second to ruin. While you can't do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment by purchasing travel insurance. Travel insurance can provide you coverage for medical expenses, trip cancellation/interruption, baggage damage, and much more.