Business Income insurance covers your company when an interruption affects business operations. Insureds are reimbursed for net income they would have earned should a fire or other event interrupt their business. Reimbursement includes continuing expenses as well. Time Element forms provide coverage for the intangible economic losses that occur following a direct damage loss to tangible property. These are future-looking forms and coverage is based on the loss of anticipated economic benefits. Business income insurance will help maintain peace of mind when faced with the unforeseen.